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Share Rates

Savings Accounts (Effective 6/25/2010)
Account Type Dividend Rate APY Minimum Opening Balance
Regular Savings 0.20% 0.20% $5
Club Accounts: Christmas, Vacation, Tax , All Purpose 0.20% 0.20% None
Money Market 0.20% 0.20% $0 - $2,499.99
  0.40% 0.40% $2,500 - $24,999.99
  0.80% 0.80% $25,000 - $74,999.99
  0.95% 0.95%  $75,000 - $124,999.99
  1.09% 1.10% $125,000 - $199,999.99
  1.19% 1.20% $200,000 and Above
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Term Certificates (Effective 6/25/2010)
Account Type Dividend Rate APY Minimum Opening Balance
6 Month 0.58% 0.58% $500
12 Month 0.90% 0.90% $500
24 Month 1.49% 1.50% $500
36 Month 2.23% 2.25% $500
48 Month 2.42% 2.45% $500
60 Month 2.86% 2.90% $500
Step-Up Plus Term Certificates (Effective 6/25/2010)
Account Type Dividend Rate APY Minimum Opening Balance
24 Month 1.34% 1.35% $500
36 Month 2.08% 2.10% $500
48 Month 2.27% 2.29% $500
60 Month 2.71% 2.74% $500
Traditional, Roth & Coverdell IRA (Effective 6/25/2010)
Account Type Dividend Rate APY Minimum Opening Balance
Variable Ira Share  0.20%  0.20% None
12 Month 0.95% 0.95% $500
24 Month 1.54% 1.55% $500
36 Month 2.28% 2.30% $500
48 Month 2.57% 2.60% $500
60 Month 3.01% 3.05% $500
Step-Up IRA/CD (Effective 6/25/2010)
Account Type Dividend Rate APY Minimum Opening Balance
36 Month 2.13% 2.15% $500
48 Month 2.42% 2.45% $500
60 Month  2.86% 2.90% $500

 

Rates Are Subject To Change Without Notice

  • Penalty for Early Withdrawals on Term Share Certificates
  • Members Should Contact the Credit Union for more Information on Rates & Penalties
  • Dividends are Calculated Using The Daily Balance Method
  • Rates subject to change weekly
  • Fees may reduce the earnings on the account
  • Dividend Period is From the First Calendar Day to the Last Calendar Day of the Month